Manual Payment Reconciliation Platform

BapokPay helps businesses verify bank transfers, match UTR numbers, validate proof-of-payment, and manage reconciliation workflows through structured dashboards, reports, and merchant APIs.

Scope of Services

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OK

Transaction Reconciliation

Verification and reconciliation of incoming payments against expected transaction requests.

UTR

UTR Matching

Matching UTR numbers and payment references to confirm transaction submissions.

PV

Proof Verification

Validation of payment screenshots and proof-of-payment submissions by authorized teams.

API

Merchant APIs

Create requests, check methods, fetch status, and receive signed webhook callbacks.

Plans

ST

Starter

For businesses starting with hosted payment requests and basic reconciliation reports.

  • Merchant onboarding
  • Hosted payment pages
  • Status tracking
OP

Operations

For teams needing approval workflows, staff allocation, settlements, payouts, and logs.

  • Role-based access
  • Settlement and payout mapping
  • Webhook and audit logs
EN

Enterprise

For high-volume merchants requiring APIs, whitelisting, and operational support.

  • API integration
  • IP/domain whitelisting
  • Custom reporting support

Reporting & Analytics

DS

Reconciliation Dashboard

Operational monitoring of payment requests, status, collections, and exceptions.

PY

Payout Records

Track payout references, destination details, and mapped settlement records.

RP

Reconciliation Reports

Structured reports summarizing transaction activity, outcomes, and merchant data.

EX

Exception Monitoring

Identify mismatches, duplicate UTR entries, missing confirmations, and discrepancies.

Non-Custodial Service Model

BapokPay operates as a technology and reconciliation service provider. Customer payments are received directly into client-controlled bank accounts. BapokPay does not hold, transfer, or manage customer funds; the platform role is reconciliation, data processing, and operational reporting.

Developer API

Developers can integrate payment request creation, status checks, payment method discovery, webhook confirmation, and reconciliation summaries into their systems.

View API Documentation

Contact Us

Need onboarding, integration, or operational support? Contact the BapokPay team and we will help you choose the right reconciliation setup for your business.